San Antonio, United States skyline
🇺🇸

United States · North America

Moving to San Antonio

A constitutional ban on income tax, a property bill that replaces it, and a drought stage that decides when you may water the lawn.

At a glance

San Antonio quick facts

Population
≈1.45 million in the city — the seventh largest in the United States — in a metro of about 2.7 million
Languages
English and Spanish, both in everyday public use; roughly two-thirds of residents are Hispanic or Latino and bilingual signage and service are normal
Currency
United States dollar (USD)
Time zone
CST (GMT-6); CDT (GMT-5) from mid-March to early November
Power plug
Types A and B, 120 V / 60 Hz
Climate
Humid subtropical — long hot summers with 100+ days above 32°C, mild winters with occasional hard freezes, and flash-flood rainfall
Driving side
Right
Electricity grid
ERCOT — Texas runs its own grid, largely disconnected from the rest of the country, which failed during the February 2021 freeze
The country

United States at a glance

North America

Flag of United States
United States
North America · High income
Capital
Washington D.C.
Population
341.8M
Area
9,831,510 km²
Languages
English
Currency
US Dollar (USD $)
Income level
High income

Economy

World Bank · 2025
GDP
$30.77T
Per capita
$90,027
Growth
+2.2%

Religion

% of population
Protestant46.5%
None / unaffiliated22.8%
Catholic20.8%
Other4.6%
Other Christian3.4%
Jewish1.9%

CIA World Factbook / national censuses

Connect with people who know San Antonio

Find members who are from, have lived in, or have visited San Antonio — ask a local anything, or make a friend before you even land.

Budget

Cost of living in San Antonio

One-bed apartment, Pearl, Southtown or downtownUSD 1,300–1,850 / month
One-bed apartment, Medical Center, Alamo Heights fringe or north-east sideUSD 1,000–1,400 / month
Three-bed house rental, outside Loop 1604USD 1,900–2,700 / month
Electricity, one-bed, July or AugustUSD 140–260 / month — the summer bill is the seasonal shock here
Groceries, one personUSD 320–430 / month
Before anything else

Can you move to United States?

Pick your passport to see whether you can enter United States — and what it takes to stay.

Entry rules come from github.com/imorte/passport-index-data, updated 17 February 2026. They change without notice — confirm with the official immigration service before booking.

The bureaucracy

Getting set up in United States

Legal & IDMedium confidence

Status, Social Security number and a Texas licence

There is no post-arrival registration in the US: your I-94 record is your status. In the first weeks you need a Social Security number if work-authorised, or an ITIN if not. Texas expects a new resident to obtain a Texas licence within 90 days, and unlike some states it does not issue a driving credential to residents who cannot document lawful presence — so the licence is downstream of your immigration paperwork rather than parallel to it. DPS appointments in a city this size book out, so treat the appointment, not the 90 days, as the deadline that matters.

Read the full step-by-step guide
DrivingMedium confidence

90 days, the end of the safety inspection, and an emissions test arriving

Texas gives new residents 90 days to obtain a Texas licence and register a vehicle, and DPS appointments are the practical constraint. The inspection regime changed on 1 January 2025: the annual safety inspection for non-commercial vehicles was abolished and replaced with a $7.50 inspection programme replacement fee paid at registration. Emissions testing continues in designated counties and Bexar County is being added to that programme in 2026, so advice written before 2025 is wrong in both directions. Add a windscreen-cracking hail season and a genuine flash flood risk, and comprehensive cover here is not optional in the way it might be elsewhere.

Read the full step-by-step guide
BankingMedium confidence

Opening a bank account and building US credit from zero

You can open a US account without a Social Security number: federal rules let a bank use your passport number and country of issuance, or an ITIN, as the identifying number. The credit problem is the standard American one — no US file scores worse than a bad one, and here it lands on a car loan you cannot avoid. San Antonio's advantage is institutional depth at the smaller end: military-linked credit unions and Frost Bank both deal routinely with people arriving from elsewhere, and Spanish-language service is normal rather than exceptional.

Read the full step-by-step guide
HealthMedium confidence

HealthCare.gov, no Medicaid expansion, and a large public hospital

Coverage comes from an employer or from HealthCare.gov, the federal marketplace. Texas has not expanded Medicaid, so adult Medicaid is limited to narrow categories and a low-income working adult can fall into a coverage gap with nothing underneath. That makes an employer plan disproportionately valuable here and makes missing the federal open-enrolment deadline disproportionately costly. San Antonio's counterweight is unusually strong public and charitable provision: University Health is Bexar County's public hospital system with a county-funded financial assistance programme, and there is a dense network of federally qualified health centres charging on a sliding scale.

Read the full step-by-step guide
TelecomMedium confidence

Getting a US phone number, and having a plan when the grid does not

The US has no SIM registration requirement, so getting connected is trivially easy: buy a prepaid SIM or eSIM and it works immediately. The friction is postpaid contracts, which run a credit check you cannot pass on arrival. Locally, the useful habits are enabling wireless emergency alerts — this is a flash flood and severe storm region and the alerts are the warning system — and keeping a power bank, because ERCOT's isolation from the national grid means a Texas outage cannot be backfilled from neighbouring states the way one elsewhere can.

Read the full step-by-step guide
TaxMedium confidence

No income tax, a constitutional ban on one, and the property bill instead

Texas levies no personal income tax, and voters amended the state constitution in November 2019 to prohibit one — so this is not merely an unlegislated position but a constitutional one. The consequence is that property tax does the work: a Bexar County address carries a combined rate from county, city, school district and special districts of roughly two per cent of appraised value, and there is no state cap on how high a rate can be set. Renters pay it through the rent. Texas has raised its school-district homestead exemption more than once in recent years, and it is the number worth confirming rather than remembering.

Read the full step-by-step guide

Each guide has verified costs, timelines, required documents, and the non-obvious gotchas — sourced from official government pages. Last verified August 2026.

Language

Essential English phrases

Puro San AntonioCulture
POO-roh san an-TOH-nee-oh
'Pure San Antonio' — the local badge of authenticity, used about food, music, neighbourhoods and people. Roughly: the real thing, not the tourist version.
H-E-BDaily life
aych-ee-BEE
The Texas grocery chain headquartered here, and a genuine civic institution — people are loyal to specific stores. Never spell it out as 'H E Butt' in conversation; nobody does.
FiestaCulture
fee-ES-tah
Eleven days in April with parades, food and street parties across the whole city. It is not a generic word for a party here — it means THE Fiesta, and much of the city effectively stops for parts of it.
CascarónCulture
kas-kah-ROHN
A hollow eggshell filled with confetti, cracked over someone's head for luck at Fiesta and Easter. Sold by the dozen in every supermarket in spring. Being targeted is affection, not an insult.
Barbacoa and Big RedFood
bar-bah-KOH-ah and big red
Sunday morning: slow-cooked beef head from a taquería, corn tortillas, and a bottle of bright red cream soda. A San Antonio ritual specifically, not a generic Texan one — the queue starts early and the good places sell out.
Breakfast tacoFood
BREK-fust TAH-koh
Eggs, bean, potato, chorizo or migas in a flour tortilla, eaten daily and cheaply. The rivalry with Austin over who does them better is real and locals will not concede an inch of it.
RaspaFood
RAS-pah
Shaved ice with syrup, sold from neighbourhood stands from spring through autumn. Chamoy and Tajín on top if you want it done locally rather than sweetly.
The loop / 410 / 1604Transport
thuh loop / for-ten / six-teen-oh-four
The two ring roads. Loop 410 circles the inner city, Loop 1604 the outer suburbs. 'Outside 1604' means new sprawl to the north; 'inside 410' means the old city. Addresses are described this way constantly.
Access road / feederTransport
AK-ses rohd / FEE-der
The one-way service road running alongside a Texas motorway, where the businesses and the exits are. You exit onto it, drive past your turn, and use a Texas turnaround to U-turn back under the bridge. Newcomers miss exits for a month.
Stage restrictionsDaily life
stayj ree-STRIK-shuns
The drought stage declared on the Edwards Aquifer level, which sets which day and hours you may water a lawn. It is enforced with fines, it changes during the year, and it is announced on the local news like the weather.
Mande?Daily life
MAHN-deh
Polite Spanish for 'come again?' or 'yes?' — used across San Antonio well beyond fluent Spanish speakers, and softer than saying 'what?'.
Military City, USAWork
MIL-ih-ter-ee SIT-ee yoo-es-ay
The city's registered nickname, and an accurate description: Joint Base San Antonio is the largest employer in the region and a very large share of residents are serving, retired or dependants.
The 09Daily life
thuh oh-nine
Shorthand for the 78209 postcode — Alamo Heights and Terrell Hills, the old-money enclaves inside the city. Used the way people elsewhere name a suburb to signal what it costs.
311Emergency
three-one-one
San Antonio's city services line and app for potholes, bulk pickup, code complaints and stray animals. 911 stays for emergencies; 311 is what you will actually use.

Reading a list isn’t learning it. Globe Quest turns these into a trainer — hear each phrase spoken, drill them with spaced repetition, and get scored as you say them out loud.

Culture

What to know before you go

Model the property tax, because there is no income tax to model instead

Critical

Texas levies no personal income tax and voters wrote a prohibition on one into the state constitution in 2019. The money is raised on property instead: a Bexar County address typically carries a combined rate from the county, city, school district and various special districts of roughly two per cent of appraised value, and renters pay it through the rent. Texas has raised its school-district homestead exemption more than once in recent years, so check the current figure with the Bexar Appraisal District rather than an older article. A Texas salary is not the same as Texas take-home until you have done this.

Vehicle inspection changed in 2025 — and Bexar County is gaining an emissions test

Critical

Texas abolished the annual safety inspection for non-commercial vehicles on 1 January 2025, replacing it with a $7.50 inspection programme replacement fee collected at registration. Emissions testing continues in designated counties, and Bexar County is being added to that programme in 2026. So the safety test went away and an emissions test is arriving at roughly the same time, which is exactly the kind of change that stale advice gets wrong. Confirm the current position with the Texas DPS before assuming either.

Texas did not expand Medicaid — sort health insurance before you arrive

Critical

Texas has the highest uninsured rate in the country and has not expanded Medicaid, so a working-age adult on a low income can fall into a coverage gap with no state programme underneath. Texas also runs no state marketplace: individual cover is bought on the federal HealthCare.gov site, whose open-enrolment window is fixed and unforgiving. If your employer offers a plan, take it in the new-hire window. If not, diary the federal deadline the day you land.

Learn the drought stage — outdoor water use is legally restricted

Important

San Antonio draws on the Edwards Aquifer, and the San Antonio Water System declares drought stages based on measured aquifer levels. Each stage sets which day of the week and which hours you may water a landscape, and it is enforced with fines rather than requested politely. Stages tighten and relax through the year. If you are renting a house with a lawn, find out the current stage before you inherit someone else's watering habit.

Apply for your Social Security number about ten days after arriving

Critical

The Social Security Administration verifies your status against DHS records that lag entry by one to two weeks, so going in on day two usually wastes the trip. Only work-authorised people qualify; everyone else files IRS Form W-7 for an ITIN. The card is free.

This is flash flood country, and the grid is its own country too

Important

The Balcones Escarpment puts San Antonio in what hydrologists call Flash Flood Alley — one of the most flood-prone regions in North America, where a stalled storm can put water over a low crossing in minutes. Check whether an address is in a floodplain before signing, never drive into water, and keep in mind that Texas runs its own electricity grid, largely isolated from the rest of the country, which failed catastrophically in the February 2021 freeze. Both facts argue for a few days of water, a battery and a plan.

Work

Top industries & employers

Military & defence

Joint Base San Antonio — Lackland, Fort Sam Houston and Randolph — plus 16th Air Force (Air Forces Cyber), Brooke Army Medical Center

The largest employer in the region by a wide margin. Lackland runs basic training for the entire US Air Force and Space Force enlisted intake; Fort Sam Houston is the military's medical training hub. Most direct roles need US citizenship and often a clearance, so treat this as context for the local economy rather than a job market you can enter on arrival.

Health care & biomedical research

UT Health San Antonio, Methodist Healthcare, Baptist Health System, University Health, Texas Biomedical Research Institute, Southwest Research Institute

The South Texas Medical Center is a dedicated medical district on the north-west side with tens of thousands of jobs. Southwest Research Institute is a large independent contract R&D organisation, and Texas Biomed operates one of the very few privately held maximum-containment laboratories in the country.

Financial services & insurance

USAA, Frost Bank, Victory Capital, Security Service Federal Credit Union

USAA — which serves military members and their families — runs one of the largest single corporate campuses in the United States here and is the biggest private employer in the city. Frost is one of the last large independent Texas banks. It is a genuine finance cluster, and unusually, one built around a single customer base.

Energy

Valero Energy, Sunoco/NuStar, CPS Energy, EOG and Eagle Ford operators

Valero is a Fortune 500 refiner headquartered here, and the Eagle Ford shale south and west of the city put a layer of oilfield services and midstream work into the local economy. CPS Energy is municipally owned — the largest US municipal utility supplying both gas and electricity — which is why energy politics here are city-council politics.

Cybersecurity & IT

16th Air Force, NSA Texas, Rackspace Technology, IPSecure, Denim Group legacy, a broad managed-services layer

San Antonio's cyber sector grew directly out of the military presence and is one of the largest concentrations outside Washington. The commercial side — managed services, cloud, security operations — is far more open to non-citizens than the government-facing side, which mostly is not.

Manufacturing, food & tourism

Toyota Motor Manufacturing Texas, H-E-B, Whataburger, iHeartMedia, Bill Miller Bar-B-Q, the River Walk hospitality economy

Toyota builds full-size pickups on the south side with a supplier park attached. H-E-B and Whataburger are both headquartered here and are cultural institutions as much as employers. Tourism around the River Walk and the missions is a very large low-wage employment base — worth understanding if you are assessing the local wage floor.

Explore

Where to go in San Antonio

The Missions and the Mission Reach

Landmark · South of downtown along the river

Four Spanish colonial missions south of the Alamo, all still active parishes, inscribed together with the Alamo as Texas's only UNESCO World Heritage Site in 2015.

Local tip: Do it by bike on the Mission Reach — the river was re-engineered into an eight-mile linear park connecting them, and riding it is far better than driving between car parks. Mission San José on a Sunday morning for the mariachi mass.

The Pearl

Food · North of downtown on the Museum Reach

A nineteenth-century brewery complex turned into the city's best food district — a weekend farmers' market, the Culinary Institute of America's Texas campus, and restaurants that draw people from across the region.

Local tip: Saturday morning market first, then walk the Museum Reach stretch of the River Walk back into town — it is the quiet, art-lined half that tourists never reach.

King William & Southtown

Neighborhood · Immediately south of downtown

The city's first designated historic district — nineteenth-century German merchant mansions on wide streets — running into Southtown's galleries, bars and the Blue Star complex.

Local tip: First Friday in Southtown is the long-running art walk and is a genuinely good way to meet people in your first month. Walk down to Mission Reach from here rather than driving.

Hemisfair & the Tower of the Americas

Landmark · Downtown, east side

The site of the 1968 World's Fair, being progressively rebuilt into city parks, with the 229-metre tower still standing over it.

Local tip: Yanaguana Garden in Hemisfair is one of the best free playgrounds in the city and is where downtown families actually go. Skip the tower's restaurant and use the observation deck, or neither.

The Historic Market Square & Mi Tierra

Culture · West of downtown

The largest Mexican market in the United States, with El Mercado's stalls and a bakery-restaurant that has not closed its doors since 1941.

Local tip: It is touristy and also entirely real — the pan dulce counter at Mi Tierra at two in the morning is a San Antonio institution. Go for the bakery and the Día de los Muertos season, not the souvenir stalls.

The West Side conjunto circuit

Hidden gem

Nightlife · West and south San Antonio

San Antonio is the home of conjunto — accordion-and-bajo-sexto music born on the Texas-Mexico border — and the West Side is where it is still played live rather than curated.

Local tip: The Tejano Conjunto Festival in spring is the concentrated version, but the neighbourhood halls and icehouses run year-round. An icehouse is an open-air neighbourhood bar; it is the most San Antonio place to spend a Thursday evening.

Safety

Emergency numbers in San Antonio

911
Emergency services (police, fire, ambulance)
988
Suicide & Crisis Lifeline
1-800-222-1222
Poison Control
311
San Antonio city services (311)
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