London ON, Canada skyline
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Canada Β· North America

Moving to London ON

Not the other one. Southwestern Ontario's regional city, with the loosest rental market in fifteen years, a licence your landlord needs before renovating you out, and no commuter train to Toronto at all.

At a glance

London ON quick facts

Population
422,324 in the city at the 2021 census, 543,551 in the London census metropolitan area β€” Canada's eleventh-largest metro and the largest in southwestern Ontario
Languages
English. Long-established Portuguese, Polish and Italian communities, and large and growing Arabic-, Spanish-, Punjabi- and Mandarin-speaking ones
Currency
Canadian dollar (CAD)
Time zone
EST/EDT (GMTβˆ’5/βˆ’4) β€” the same clock as Toronto, Ottawa and New York
Power plug
Type A and B, 120 V, 60 Hz
Climate
Humid continental in the Great Lakes snowbelt β€” warm humid summers, cold grey winters, and roughly 194 cm of snow a year from squalls off Lake Huron
Driving side
Right
Sales tax
13% HST β€” 5% federal plus 8% provincial, the same rate as everywhere in Ontario
Local government
Single-tier: the City of London is politically separate from Middlesex County, though it remains the county seat. Public health is the Middlesex-London Health Unit, a board shared with the county rather than a City department
The country

Canada at a glance

North America

Flag of Canada
Canada
North America Β· High income
Capital
Ottawa
Population
41.7M
Area
15,634,410 kmΒ²
Languages
English, French
Currency
Canadian Dollar (CAD $)
Income level
High income

Economy

World Bank Β· 2025
GDP
$2.32T
Per capita
$55,698
Growth
+1.7%

Religion

% of population
Christian53.3%
None34.6%
Muslim4.9%
Hindu2.3%
Sikh2.1%
Buddhist1%
Jewish0.9%
Other0.9%

CIA World Factbook / national censuses

Connect with people who know London ON

Find members who are from, have lived in, or have visited London ON β€” ask a local anything, or make a friend before you even land.

Budget

Cost of living in London ON

One-bed apartment, downtown, Old South or Old NorthCAD 1,450–1,850 / month
One-bed apartment, east London, White Oaks or an older blockCAD 1,200–1,500 / month
Groceries, one personCAD 400–540 / month
Hydro, heat and water, one personCAD 120–220 / month, higher in an older converted house on electric baseboards
London Transit adult monthly CitipassAround CAD 115–125 / month β€” it was CAD 112 from January 2024 and has risen since
Mid-range restaurant meal, per personCAD 25–40, before the 13% HST and a 15–20% tip
Coffee at an independent roasterCAD 3.50–5.50
Before anything else

Can you move to Canada?

Pick your passport to see whether you can enter Canada β€” and what it takes to stay.

Entry rules come from github.com/imorte/passport-index-data, updated 17 February 2026. They change without notice β€” confirm with the official immigration service before booking.

The bureaucracy

Getting set up in Canada

Legal & IDHigh confidence

Express Entry, and the Ontario nominee programme that was demolished and rebuilt in 2026

Two doors, and one of them was replaced this year. Express Entry ranks you on points, needs no employer, and carries a six-month service standard after an invitation. The Ontario Immigrant Nominee Program is the second door and it changed completely in 2026: Ontario closed all of its previous streams on 30 May and launched a single Ontario Workforce Priority stream in late June, so guidance describing the old Human Capital Priorities, Employer Job Offer and graduate streams now describes routes that no longer exist. The surviving stream is employer-driven β€” your employer submits the job offer before you can file anything β€” and a nomination is worth 600 points federally only if you applied on a TEER 0–3 occupation and separately meet a federal Express Entry stream's criteria.

Read the full step-by-step guide
DrivingHigh confidence

Exchanging for an Ontario G, and the Lake Huron squalls that close the 401 and 402

Ontario exchanges licences directly with every Canadian province and with a defined list of countries; everyone else enters graduated licensing and tests β€” but since 1 July 2026 they can claim up to twelve months of foreign driving experience on presentation of an original licence, which lets them sit the G2 road test immediately instead of waiting. Insurance is private and territory-rated, and London prices noticeably better than Brampton, Mississauga or Toronto. The genuinely local skill is snowbelt driving: proper winter tyres, a squall-warning habit, and an understanding that when the 401 or 402 closes west of the city there is no useful detour.

Read the full step-by-step guide
BankingHigh confidence

Opening an account, building a credit file, and the paperwork a London landlord asks for

Opening a chequing account takes under an hour and every major bank runs a newcomer package with waived fees and no requirement for Canadian credit history. The part that catches people is that your credit record does not cross the border. London's rental market is currently the loosest it has been in fifteen years, which means a landlord asking for a co-signer, six post-dated cheques and an on-the-spot decision is negotiating from a weaker position than they are pretending. Get the account and the credit card in the same appointment, and arrive at viewings with a printed packet.

Read the full step-by-step guide
HealthHigh confidence

OHIP with no waiting period, three teaching hospitals, and a health unit shared with the county

OHIP is Ontario's public health insurance and it has no waiting period: the three-month wait was removed from the regulations in March 2020, so an eligible resident is covered from enrolment. You apply in person at a ServiceOntario centre with one document from each of three categories. London is unusually well supplied with hospital care for a city its size because it is the tertiary referral centre for the whole of southwestern Ontario β€” London Health Sciences Centre runs Victoria Hospital, University Hospital and Children's Hospital, and St. Joseph's Health Care London is a separate organisation again. None of that solves the province-wide family doctor shortage, so register for a match on day one.

Read the full step-by-step guide
TelecomMedium confidence

Mobile and internet, the flanker brands, and the ice storms that take the lines down

Every phone sold in Canada has been unlocked since 2017, so bring your handset. Without a Canadian credit file a postpaid plan means a credit check and often a deposit β€” unless you ask for a newcomer plan and present a work permit, study permit or PR card, which waives it. The cheapest sensible route is a flanker brand riding the same network as its parent. Home internet across the built-up city is competitive cable and fibre, including independent resellers riding the incumbent networks under the CRTC's wholesale framework; the rural edges of the municipality and the surrounding townships are a different market where the honest answer may be fixed wireless.

Read the full step-by-step guide
TaxHigh confidence

One return, Ontario's ~53% top rate, and the two municipal taxes London does NOT charge

One return to the CRA, due 30 April, covering both federal and Ontario tax. The combined top marginal rate approaches 53% and HST is 13%. All of that is identical to Toronto, Mississauga and Hamilton; there is no Ontario city with an income tax advantage. What is specifically London is what it does not levy: no municipal land transfer tax, which Toronto alone charges on top of the provincial one, and no vacant unit tax of the kind Toronto, Ottawa and Hamilton apply with a compulsory annual declaration. Municipal property tax is billed in five instalments β€” two interim, three final β€” on an MPAC assessment, and the 2026 budget raised it 3.6%.

Read the full step-by-step guide

Each guide has verified costs, timelines, required documents, and the non-obvious gotchas β€” sourced from official government pages. Last verified August 2026.

Language

Essential English phrases

The Forest CitySocial
'welcome to the Forest City'
London's nickname, from the tree canopy that survived the nineteenth century here when it did not elsewhere in southwestern Ontario. It is used unironically, it appears on municipal signage, and the state of the canopy is a live council argument every budget cycle.
The ForksDaily life
'meet me at the Forks'
Where the north and south branches of the Thames join at the western edge of downtown, by Harris Park. It is the reason the city is here at all β€” a colonial administrator picked the spot off a map in 1793 β€” and it is the default outdoor meeting point.
London ONDaily life
'London, Ontario' β€” always with the province
How people here write the address, and how you should too. Booking systems, couriers and recruiters route to England otherwise. Locals say 'London, Ontario' in full to anyone outside a two-hour radius, and are entirely used to the joke.
WesternWork
'she's at Western'
Western University, on the hill north of downtown. Formerly the University of Western Ontario and still legally that, but nobody says UWO out loud any more. Around 10,000 jobs and tens of thousands of students, which is most of why the rental market moves the way it does.
FanshaweDaily life
FAN-shaw
Two things at once: Fanshawe College in the east end, and Fanshawe Lake and Conservation Area north of it, on the dammed Thames. Context tells you which. The college end of Dundas Street is what the East London Link rapid transit corridor is being built to reach.
Richmond RowSocial
'up the Row'
Richmond Street north of Oxford β€” the bar, restaurant and shopping strip between downtown and the university gates. It is the student drinking strip on a Thursday and an ordinary high street the rest of the week.
Wortley VillageDaily life
WERT-lee
The small commercial crossroads at the heart of Old South, a ten-minute walk over the river from downtown. A village inside the city, with the price premium that implies. If a Londoner says 'the Village' with no qualifier, this is it.
OEVDaily life
oh-ee-vee, or 'Old East'
Old East Village β€” the Dundas Street strip east of Adelaide, the old working commercial main street, now the cheapest walkable address in the city and the one changing fastest. The Western Fair District and its year-round farmers' market sit at the end of it.
A squallDaily life
'squall warning on the 402'
Lake-effect snow blowing in off Lake Huron. Not a storm passing through β€” a stationary band that can drop thirty centimetres on one township and nothing five kilometres away, and reduce the 401 or 402 to zero visibility in minutes. London averages about 194 cm of snow a year because of them.
The KnightsSocial
'Knights game tonight'
The London Knights, the Ontario Hockey League team, at Canada Life Place downtown β€” the arena that was the John Labatt Centre, then Budweiser Gardens, and took its current name in October 2024. Junior hockey here draws crowds that would embarrass some professional teams.
The rental licenceDaily life
'has it got a licence?'
Under City by-law CP-19 most small rental properties β€” buildings of four or fewer rental units the owner does not live in β€” must hold a residential rental unit licence, and it has to be posted near the front entrance. Apartment buildings and townhouses are exempt. Asking to see it is the single most useful question at a London viewing.
SINWork
sin, said as a word
Social Insurance Number. No employer can put you on payroll without one. Free, from Service Canada, and usually issued during the visit if you attend in person. It comes before the bank account and before the health card.
911Emergency
nine-one-one
Police, fire and ambulance. 811 is Health811, the provincial nurse line; 519-661-5670 reaches London Police for anything non-urgent, and 519-661-2489 is the City. London runs its own police service; public health is the Middlesex-London Health Unit, shared with the county.

Reading a list isn’t learning it. Globe Quest turns these into a trainer β€” hear each phrase spoken, drill them with spaced repetition, and get scored as you say them out loud.

Culture

What to know before you go

Ask to see the rental licence β€” London is one of the few Ontario cities that requires one

Critical

By-law CP-19 requires a residential rental unit licence for most small rental properties: buildings containing four or fewer rental units where the registered owner does not live there. Apartment buildings, townhouses and stacked townhouses are exempt, and so is an owner renting to three or fewer people in their own home. A new licence needs a property standards inspection and a fire inspection; renewals do not. The fees are modest β€” $175 to apply, $171 for the fire inspection, $65 a year to renew β€” and the licence must be posted near the front entrance of the unit. For a newcomer this is the closest thing to a free quality signal on a house, duplex or converted flat, and no listing site will show it. Ask, and look for it on the wall.

Since March 2025 a landlord needs a City licence before they can renovate you out

Critical

London's rental unit repair licence, Schedule 23 of the Business Licensing By-law, took effect on 1 March 2025. A landlord serving an N13 notice β€” eviction for extensive repairs or renovations β€” must already hold a building permit, and must apply for the repair licence within seven days of issuing the N13, supplying a report from a qualified professional stating that vacant possession is genuinely necessary. The application costs $600 per unit and the licence lasts six months. The tenant's right to move back in afterwards at the same rent is written into the scheme. Renovictions are the standard way a rent-capped tenancy gets reset in Ontario, and this by-law is a real, local, recent brake on it. Almost nothing written about renting in Ontario mentions it.

This is the rare Canadian rental market that got easier, and you should use that

Critical

CMHC's October 2025 rental market survey put the London CMA purpose-built vacancy rate at 4.0% β€” its highest in fifteen years β€” with the average two-bedroom at $1,651, up 4.1%. The causes were record completions, softer international migration and a slower economy. Practically: you can view several places before committing, ask for a month free or for parking included, and walk away from a landlord who wants a credit check, a co-signer and post-dated cheques on the spot. Newcomers arriving with a Toronto-shaped mental model bid against themselves here.

There is no commuter train to Toronto, and that changes who should move here

Important

Metrolinx ran a GO train pilot between London and Toronto from 2021 until October 2023, when its access arrangement with CN and VIA expired and the service stopped. The intercity link is VIA Rail from the downtown station on York Street, on a schedule built for travel rather than commuting, plus coach services and Highway 401. London is not a Toronto commuter town the way Hamilton and Mississauga are β€” it is a self-contained regional city two hours away. If your plan depends on being in a Toronto office two days a week, price that honestly before you sign a lease.

The rapid transit you have read about is a construction site, not a service

Important

London is building two bus rapid transit corridors β€” the East London Link out to Fanshawe College and the Wellington Gateway south to the 401 β€” worth roughly $454 million with $167 million from the federal and provincial governments. Full service is expected to roll out from late 2027 on the East London Link and late 2028 on Wellington Gateway. Until then the practical effect is the opposite of rapid: Dundas Street and Wellington Road have been dug up in phases for years, and detours and closures move around the city each construction season. Check what is open on your route before committing to an address on either corridor.

Lake Huron decides your winter, not Lake Ontario

Important

London sits in the snowbelt behind Lake Huron and averages around 194 cm of snow a year β€” comfortably more than Toronto or Hamilton. The mechanism is different too: instead of a storm crossing the city, a stationary squall band parks over one part of the region and dumps for hours. Highways 401 and 402 west of the city close for these several times most winters, and a closure means a genuinely stranded trip, not a slow one. Winter tyres are not required by Ontario law and are not optional here in practice; and if you commute to Sarnia, Stratford or Woodstock, treat a squall warning as a work-from-home day.

The hospitals and the university are the economy, and both hire on their own clocks

Good to know

London Health Sciences Centre is the largest employer in the city with nearly 15,000 physicians, residents and staff across Victoria Hospital, University Hospital and Children's Hospital, treating more than a million patients a year; St. Joseph's Health Care London is a separate organisation on top of that; Western University supports around 10,000 jobs; the Thames Valley District School Board has some 11,900 employees. If you are a regulated health professional or a teacher, your binding constraint is not the visa but recognition by the Ontario college or the Ontario College of Teachers, which runs on a separate timeline and does not wait for permanent residence.

Work

Top industries & employers

Health care & medical research

London Health Sciences Centre (Victoria, University and Children's hospitals), St. Joseph's Health Care London, Lawson Research Institute, Robarts Research Institute, Verspeeten Family Cancer Centre, CSTAR

LHSC alone employs nearly 15,000 physicians, residents and staff and treated over a million patients last year, serving a region far larger than the city. Between LHSC and St. Joseph's, health care is the base of the local economy and the sector that hires most consistently β€” and the one where professional registration, not immigration, is the real gate.

Education & research

Western University, Fanshawe College, Thames Valley District School Board, London District Catholic School Board, Brescia and Huron university colleges

Western supports roughly 10,000 jobs and its medical school is tied into every hospital in the city; Fanshawe's downtown and main campuses put tens of thousands of students into the rental market on a September and May cycle. Thames Valley DSB, with around 11,900 staff, is one of the largest employers in southwestern Ontario in its own right.

Advanced manufacturing & defence

General Dynamics Land Systems–Canada, Diamond Aircraft, Trudell Medical International, Starlim, Northern Digital

General Dynamics Land Systems–Canada builds light armoured vehicles here and runs the engineering, procurement and in-service support behind them; Diamond Aircraft has built composite aircraft at London International Airport since 1992. This is a smaller, higher-skill manufacturing base than the auto-parts economy of Windsor or Cambridge.

Food processing & agri-food

Maple Leaf Foods, Dr. Oetker, NestlΓ© Canada, Labatt Brewing, Cargill, Bimbo Canada

Maple Leaf's $660-million poultry plant south of the 401 was built to employ around 1,450 people, and Dr. Oetker's London plant is the North American hub for its pizza business at roughly 400,000 pizzas a day with about 430 staff. London sits in the middle of some of the most productive farmland in Canada, which is why the processors are here.

Insurance, financial services & credit unions

Canada Life, Libro Credit Union, Sun Life, Sanctuary/Ivey-linked funds, Info-Tech Research Group

London Life was founded here in 1874 and the successor Canada Life operation remains one of the largest white-collar employers downtown. Libro Credit Union is headquartered in the city and is a genuine alternative to the national banks for day-to-day banking and small mortgages in southwestern Ontario.

Technology, digital & research services

Info-Tech Research Group, Voices.com, Northern Commerce, Autodata Solutions, TechAlliance, Western Accelerator

Smaller than Waterloo Region an hour east, and real β€” Info-Tech Research Group is headquartered on Ridout Street North and Voices.com was built here. TechAlliance is the regional innovation centre and the fastest route into the local network. Expect a market where everyone knows everyone rather than one with constant job-hopping.

Explore

Where to go in London ON

Banting House National Historic Site

Hidden gem

Landmark Β· 442 Adelaide Street North

The boarding house where Frederick Banting woke at two in the morning in October 1920 and wrote down the idea that became insulin. A small museum in an ordinary brick house, with the Flame of Hope burning in the garden outside.

Local tip: It is easy to walk past and it is the most consequential address in the city by a wide margin. Go for the bedroom and the notebook page rather than the displays, and understand what the flame is: it is meant to be extinguished only when a cure for diabetes is found. Locals mostly have not been, which tells you something about the city and nothing about the site.

Covent Garden Market

Food Β· 130 King Street, downtown

A market on the same block since 1845, rebuilt in 1999 β€” greengrocers, butchers, a fishmonger, bakeries and enough hot food counters to make it the default downtown lunch, with an outdoor farmers' market on Thursdays and Saturdays.

Local tip: This is where you buy food properly rather than at a supermarket, and it is the fastest way to work out what southwestern Ontario actually grows. The skating rink outside runs all winter and is free. Go on a Saturday morning, then walk five minutes to the Forks.

Wortley Village & Old South

Neighborhood Β· Across the river south of downtown

A crossroads of independent shops, a bakery, a bookshop and a couple of good restaurants, wrapped in the best-preserved late-Victorian residential streets in the city, ten minutes' walk from downtown.

Local tip: Walk the side streets rather than only the commercial block β€” Bruce, Craig, Askin β€” because the housing stock is the point. It is also the clearest illustration of London's price gradient: a one-bed here costs meaningfully more than the same flat a fifteen-minute walk east, purely for the address.

Springbank Park & Storybook Gardens

Nature Β· West London, along the Thames

The city's largest park β€” some 300 hectares of riverside trails, meadow and gardens strung along the Thames, with a small children's attraction, Storybook Gardens, inside it.

Local tip: The Thames Valley Parkway runs through it, a continuous multi-use path that follows the river for tens of kilometres across the city and is how you actually get around London on a bike. Join it at Springbank and ride east through the Forks to Fanshawe; you will barely touch a road.

Old East Village & the Western Fair Farmers' Market

Neighborhood Β· Dundas Street east of Adelaide

The old east-end commercial main street β€” a century of low brick shopfronts now holding coffee roasters, a brewery, restaurants and a year-round Saturday farmers' market in the Western Fair District's Confederation Building.

Local tip: The cheapest walkable address in London and the one visibly changing, which cuts both ways β€” this is also where the city's street homelessness and drug crisis is most concentrated, and you should walk it at different times of day before signing anything. The market on a Saturday morning is genuinely excellent and unlike anything else in the city.

Fanshawe Conservation Area & Pioneer Village

Nature Β· North-east London, on the dammed Thames

A large reservoir behind the Fanshawe Dam with beaches, trails, camping and a reconstructed nineteenth-century Upper Canadian village of some thirty buildings moved here from around the region.

Local tip: The dam is the reason London has not had a repeat of the 1937 flood, which is worth knowing when you are looking at how close a rental sits to the river. The lake itself is the closest thing to a swimming beach in the city, and the village is much better than its name suggests β€” real trades demonstrated by people who know them.

Safety

Emergency numbers in London ON

911
Police, fire and ambulance
811
Health811 β€” provincial nurse line, 24 hours
519-661-5670
London Police Service, non-emergency
519-661-2489
City of London customer service (non-emergency)
988
Suicide crisis helpline
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