London ON vs Montreal

Thinking about London ON or Montreal? Here’s the honest, side-by-side comparison for2026 — cost of living, language, climate, careers and getting set up.

🇨🇦

London ON

Canada · North America

VS
🇨🇦

Montreal

Canada · North America

The short answer

London ON and Montreal land in a broadly similar monthly budget bracket. London ON is the softer landing day-to-day since English is the working language, while Montreal rewards picking up French. Both have full set-up guides below, so the real choice comes down to climate, career field, and the lifestyle you're after.

Cost of living, side by side

What it costs🇨🇦 London ON🇨🇦 Montreal
Rent — 1-bed, central
About the same
CAD 1,450–1,850 / month
One-bed apartment, downtown, Old South or Old North
CAD 1,500–2,000 / month
One-bed flat, Plateau, Mile End or downtown
Mid-range meal (per person)
CAD 25–40, before the 13% HST and a 15–20% tip
Mid-range restaurant meal, per person
Coffee
CAD 3.50–5.50
Coffee at an independent roaster
Getting around
basis varies
Around CAD 115–125 / month — it was CAD 112 from January 2024 and has risen since
London Transit adult monthly Citipass
CAD 100 / month
Monthly STM transit pass
Groceries (one person)
About the same
CAD 400–540 / month
Groceries, one person
CAD 400–550 / month
Groceries, one person
Utilities
Montreal ~10% cheaper
CAD 120–220 / month, higher in an older converted house on electric baseboards
Hydro, heat and water, one person
CAD 110–190 / month, more in winter with electric heat
Utilities and internet, one person
Other monthly costs (excl. rent)
Est. total / month
rent + everyday costs

Prices are curated local figures shown in their own currency. USD totals and “% cheaper” claims use approximate exchange rates to put both cities on one scale — rough guidance for budgeting, not exact quotes. Ranges are averaged; annual rents are shown per month.

Language, region & climate

🇨🇦

London ON

English
English is the working language — an easy landing.
North America
GMT-5 · CAD
Climate
Humid continental in the Great Lakes snowbelt — warm humid summers, cold grey winters, and roughly 194 cm of snow a year from squalls blowing off Lake Huron.
🇨🇦

Montreal

French
Day-to-day life rewards some French.
North America
EST · CAD
Climate
Humid continental — cold snowy winters reaching −25 °C, hot humid summers above 30 °C, and a short spectacular autumn.

Which is better for…

Your budget

It's a wash

London ON and Montreal cost about the same month to month once rent and everyday spending are combined.

Your career

London ON

London ON's English-first workplace makes switching jobs and networking easier for most internationals. London ON: Health care & medical research, Education & research, Advanced manufacturing & defence. Montreal: Artificial intelligence & research, Video games, Visual effects & animation.

Your lifestyle

Depends what you want

London ON feels like “Not the other one. Southwestern Ontario's regional city, with the loosest rental market in fifteen years, a licence your landlord needs before renovating you out, and no commuter train to Toronto at all”, while Montrealis “Quebec picks its own immigrants, files its own taxes, and moves house on the first of July”. Climate is a real differentiator: London ON humid continental in the great lakes snowbelt — warm humid summers, cold grey winters, and roughly 194 cm of snow a year from squalls blowing off lake huron. Montrealhumid continental — cold snowy winters reaching −25 °c, hot humid summers above 30 °c, and a short spectacular autumn.

Which one will let you in?

Pick your passport to see which of these two you can actually enter, and on what.

The essentials at a glance

Detail🇨🇦 London ON🇨🇦 Montreal
Population422,324 in the city at the 2021 census, 543,551 in the London census metropolitan area — Canada's eleventh-largest metro and the largest in southwestern Ontario≈1.8 million in the city; ≈4.3 million across greater Montreal
LanguagesEnglish. Long-established Portuguese, Polish and Italian communities, and large and growing Arabic-, Spanish-, Punjabi- and Mandarin-speaking onesFrench is the official language. Montreal is genuinely bilingual in daily life, with large Arabic, Spanish, Italian and Haitian Creole-speaking communities
CurrencyCanadian dollar (CAD)Canadian dollar (CAD)
Time zoneEST/EDT (GMT−5/−4) — the same clock as Toronto, Ottawa and New YorkEST/EDT (GMT−5/−4) — same as New York and Toronto
Power plugType A and B, 120 V, 60 HzType A and B, 120 V, 60 Hz
ClimateHumid continental in the Great Lakes snowbelt — warm humid summers, cold grey winters, and roughly 194 cm of snow a year from squalls off Lake HuronHumid continental — genuinely cold snowy winters reaching −25 °C, hot humid summers above 30 °C, and short spectacular autumns
Driving sideRightRight
Sales tax13% HST — 5% federal plus 8% provincial, the same rate as everywhere in Ontario5% federal GST plus 9.975% Quebec QST, added at the till rather than shown on the label
Local governmentSingle-tier: the City of London is politically separate from Middlesex County, though it remains the county seat. Public health is the Middlesex-London Health Unit, a board shared with the county rather than a City department

Go deeper on each city

Still torn between London ON and Montreal?

Take the 30-second quiz or start a free, AI-personalized plan built around your job, budget and move date — and land in the right city with confidence.