What to know before you go
Get your IRD number before your first payday
CriticalWithout an IRD number and a completed IR330 tax code declaration, your employer must tax you at the no-notification rate of 45% — far above any real bracket. You get it back eventually, but the first few pay cycles hurt. Apply the week you arrive; it is free and mostly online.
Publicly funded healthcare needs a work visa of two years or more
CriticalEligibility for public health services turns on holding a work visa valid for at least two years, counted from your first day in New Zealand. A 12-month visa means you pay for your own GP visits and hospital care. Check your visa length against this before you assume you're covered — it catches people on shorter first contracts.
ACC covers everyone — and takes away your right to sue
CriticalNew Zealand's accident scheme covers every person injured here, including tourists, regardless of visa or residency. The trade is constitutional: you generally cannot sue anyone for personal injury. Coming from a country where litigation is the remedy, this is the single biggest structural difference in how risk works here.
You can now work remotely on a visitor visa
ImportantSince 27 January 2025, visitor visas and NZeTAs carry a condition permitting remote work for an overseas employer, with no cap on how much. You still cannot work for a New Zealand employer or serve New Zealand clients, and the work must stay incidental to the purpose of your trip — but there is no separate digital nomad visa because this quietly replaced the need for one.
Rent is quoted weekly, not monthly
ImportantEvery listing, lease and conversation uses a weekly figure. A '$650 place' is $650 a week — roughly $2,820 a month. Multiplying by four rather than 4.33 is the standard newcomer budgeting error, and it understates your annual rent by about a month.
Learn to pronounce Māori place names properly
Good to knowVowels are consistent: a as in 'car', e as in 'egg', i as 'ee', o as in 'four', u as 'oo'. 'Wh' is an f sound, so Whangarei is 'fong-ah-RAY'. Making a genuine attempt is noticed and appreciated; confidently mangling names you use daily is not.
Some of this may be out of date. Spotted something inaccurate? Help us keep it right for the next newcomer.