Phoenix, United States skyline
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United States Β· North America

Moving to Phoenix

The lowest flat tax in America, and one rental question that decides your August: swamp or refrigerated.

At a glance

Phoenix quick facts

Population
β‰ˆ1.65 million in the city; β‰ˆ5 million across the metro β€” the fifth-largest US city
Languages
English; Spanish is very widely spoken across the metro, and DinΓ© bizaad (Navajo) is significant statewide
Currency
United States dollar (USD)
Time zone
MST (GMT-7) all year β€” Arizona does not observe daylight saving, so Phoenix matches Los Angeles in summer and Denver in winter
Power plug
Types A and B, 120 V / 60 Hz
Climate
Hot desert β€” summers routinely above 43Β°C with a monsoon storm season from mid-June to September, and superb mild winters
State income tax
Flat 2.5% β€” the lowest flat rate in the United States, with no local income tax anywhere in Arizona
Rental tax
None since 1 January 2025 β€” Arizona abolished the city transaction privilege tax on long-term residential rent
The country

United States at a glance

North America

Flag of United States
United States
North America Β· High income
Capital
Washington D.C.
Population
341.8M
Area
9,831,510 kmΒ²
Languages
English
Currency
US Dollar (USD $)
Income level
High income

Economy

World Bank Β· 2025
GDP
$30.77T
Per capita
$90,027
Growth
+2.2%

Religion

% of population
Protestant46.5%
None / unaffiliated22.8%
Catholic20.8%
Other4.6%
Other Christian3.4%
Jewish1.9%

CIA World Factbook / national censuses

Connect with people who know Phoenix

Find members who are from, have lived in, or have visited Phoenix β€” ask a local anything, or make a friend before you even land.

Budget

Cost of living in Phoenix

One-bed apartment, downtown, Roosevelt Row or TempeUSD 1,300–1,750 / month
One-bed apartment, Mesa, Glendale or west PhoenixUSD 1,050–1,350 / month
Car β€” insurance, fuel and parkingUSD 350–520 / month, and effectively unavoidable outside the light rail corridor
Groceries, one personUSD 330–460 / month
Summer electricity, one-bed with refrigerated airUSD 150–280 / month from June to September
Before anything else

Can you move to United States?

Pick your passport to see whether you can enter United States β€” and what it takes to stay.

Entry rules come from github.com/imorte/passport-index-data, updated 17 February 2026. They change without notice β€” confirm with the official immigration service before booking.

The bureaucracy

Getting set up in United States

Legal & IDHigh confidence

Status, Social Security number and an Arizona ID

There is no post-arrival registration step in the US: your I-94 record is your status, and the 'admit until' date on it governs your stay rather than the expiry printed in your visa. The first weeks are about a Social Security number if you are work-authorised, or an ITIN if not. Arizona then differs from most states in not giving a day count β€” it defines residency, and once you meet the definition you are expected to hold an Arizona licence.

Read the full step-by-step guide
DrivingHigh confidence

Four countries that skip the tests, a licence that lasts to 65, and driving in a haboob

Arizona requires a licence once you meet its residency definition, with no published grace period. Valid unexpired licences from Canada, Germany, South Korea and Taiwan are exempt from both the written and road tests; every other country takes both, and a certified translation is required if the licence is not in English. The local driving hazards are specific: summer heat destroys batteries and tyres, and monsoon dust storms require a manoeuvre most drivers get exactly wrong.

Read the full step-by-step guide
BankingHigh confidence

Opening an account and building a US credit file from nothing

Federal rules let a bank identify a non-US person by passport number and country of issuance, so you do not have to wait for a Social Security number to open an account. The credit problem is the standard American one β€” no file scores worse than a bad file β€” and here it bites first on car finance and on the summer utility deposit, since a Phoenix electricity account without a credit history usually requires money up front.

Read the full step-by-step guide
HealthHigh confidence

AHCCCS, heat illness, and the desert infection newcomers get

Coverage comes from an employer, from AHCCCS β€” Arizona's Medicaid programme β€” if your income qualifies, or from a marketplace plan. Arizona expanded Medicaid, so adults up to 138% of the federal poverty level are covered and there is no gap below the subsidy floor. The two distinctly local clinical issues are heat, which kills hundreds of people in Maricopa County every summer, and valley fever, a soil-borne fungal infection that disproportionately affects newcomers.

Read the full step-by-step guide
TelecomMedium confidence

A US number with no credit history, and a phone that survives 45Β°C

The US has no SIM registration requirement at all: numbers are not tied to identity documents, so a prepaid SIM or eSIM works the moment you insert it. The only friction is postpaid contracts, which run a credit check you cannot pass on arrival. Locally, two things matter: handsets thermally shut down in direct summer sun, and coverage drops away fast once you leave the Valley for the desert and the mountains people drive to at weekends.

Read the full step-by-step guide
TaxHigh confidence

The lowest flat rate in America, a 1% property tax cap, and no rental tax since 2025

Arizona taxes personal income at a flat 2.5%, the lowest flat rate in the United States, applied to a state taxable income that starts from federal adjusted gross income. No Arizona city or county adds an income tax. Property tax on an owner-occupied home is unusually light because Arizona assesses it at 10% of full cash value and the constitution caps primary property taxes on owner-occupied homes at 1% of that value. And since 1 January 2025 there is no city tax on long-term residential rent.

Read the full step-by-step guide

Each guide has verified costs, timelines, required documents, and the non-obvious gotchas β€” sourced from official government pages. Last verified August 2026.

Language

Essential English phrases

The ValleyDaily life
thuh VAL-ee
The Valley of the Sun β€” the whole metro from Surprise to Apache Junction. Nobody says 'greater Phoenix'; everything from traffic reports to job adverts says 'the Valley'.
MonsoonDaily life
mon-SOON
The summer storm season, officially 15 June to 30 September. Violent dust and rain storms after weeks of dry heat, and the reason evaporative coolers stop working in August.
HaboobEmergency
huh-BOOB
A wall of dust rolling across the desert ahead of a monsoon storm, sometimes a mile high. If one catches you driving, pull fully off the road and turn all your lights off.
Swamp coolerDaily life
swomp KOO-ler
An evaporative cooler. Cheap to run and effective in dry heat, useless once monsoon humidity arrives. Whether a flat has one of these or refrigerated air is the most important rental question here.
Dry heatDaily life
dry heet
The local defence of a 45Β°C afternoon. It is genuinely more bearable than humid heat up to a point, and that point is roughly 43Β°C.
The 101 / the 202 / the 51Transport
thuh wun-oh-wun
The Loop freeways, always with 'the' in front. Arizona uses the Californian article, unlike Texas or the Midwest.
SnowbirdSocial
SNOH-berd
A winter resident from the northern US or Canada, arriving in October and leaving in April. They visibly change the traffic, restaurant queues and golf availability for six months.
Up northDaily life
up north
Flagstaff, Sedona and the Mogollon Rim. Two hours away, seven thousand feet up, and around 15Β°C cooler β€” the standard summer weekend escape.
Valley feverEmergency
VAL-ee FEE-ver
Coccidioidomycosis, a fungal infection from soil spores endemic to the Sonoran Desert. Newcomers and dogs are most at risk because long-term residents have usually built immunity.
First FridayCulture
ferst FRY-day
The monthly art walk along Roosevelt Row and Grand Avenue β€” one of the largest self-guided art walks in the US and the most reliable way to meet people downtown.
911 / 602Emergency
nine-one-one / six-oh-two
911 for emergencies. 602 is Phoenix proper's area code β€” 480 for the East Valley, 623 for the West Valley, and locals read them as geography.

Reading a list isn’t learning it. Globe Quest turns these into a trainer β€” hear each phrase spoken, drill them with spaced repetition, and get scored as you say them out loud.

Culture

What to know before you go

Ask whether the unit has refrigerated air or an evaporative cooler β€” it is the single most important question

Critical

Evaporative 'swamp' coolers work by adding moisture to dry air. They are cheap to run and perfectly adequate in May, and they stop working when monsoon humidity arrives in July and August, exactly when it is 43Β°C. Phoenix City Code 39-5 requires rental units to have permanently installed cooling capable of cooling every habitable room to no more than 82Β°F where there is refrigerated air conditioning, or 86Β°F where there is evaporative cooling, measured three feet above the floor at the centre of the room β€” so a swamp-cooled flat is legally permitted to be four degrees hotter, in the worst month of the year. Ask, look at the unit on the roof, and treat this as a dealbreaker rather than a detail.

Cooling is an essential service under Arizona law, with real tenant remedies

Critical

A.R.S. Β§ 33-1364 names air conditioning or cooling β€” where such units are installed and offered β€” among the services a landlord must supply. If it fails and the landlord does not act after written notice specifying the breach, you may buy reasonable substitute cooling and deduct the actual reasonable cost from rent, recover damages based on the reduced rental value, or take substitute housing and be excused from rent for the period. Note the limit on that last option: any excess cost of the substitute housing above the rent excused is recoverable only up to 25% of the periodic rent, rising to the full periodic rent where the landlord's failure was deliberate. Put the notice in writing, keep the receipts, and know the remedy before July rather than during it.

A flat 2.5% income tax, and no local income tax anywhere

Critical

Arizona levies the lowest flat individual income tax rate in the country at 2.5%, applied to a state taxable income that starts from federal adjusted gross income. No Arizona city or county levies an income tax on top. Combined with a residential property tax that is unusually low β€” Arizona assesses owner-occupied homes at 10% of full cash value and the constitution caps primary property taxes on them at 1% β€” this is one of the lightest overall tax positions of any large US metro.

Arizona abolished the tax on residential rent on 1 January 2025

Important

Until the end of 2024 most Arizona cities, Phoenix included, charged a transaction privilege tax of roughly 2–3% on residential rent, collected by the landlord and added to your monthly bill. State law abolished it for long-term residential rentals from 1 January 2025. If a lease or a listing still quotes 'plus city rental tax' for a stay of 30 days or more, that is out of date β€” question it.

There is no fixed day count for the driver licence, and four countries skip the tests

Critical

Arizona does not give you 30 or 60 days; it defines residency instead β€” working here other than seasonally, staying seven months or more in a calendar year, registering to vote, or claiming in-state tuition all make you a resident, and a resident must hold an Arizona licence. Valid unexpired licences from Canada, Germany, South Korea and Taiwan are exempt from both the written and road tests; everyone else takes both. Arizona licences are then valid until you turn 65, with a new photo every twelve years β€” the longest in the country.

The water question is real, and it is about the address rather than the region

Important

In June 2023 the state stopped approving new assured-water-supply determinations in the Phoenix area that rely on groundwater, after a model projected a shortfall over the mandated hundred-year horizon. Phoenix itself holds senior Colorado River and Salt River Project rights and a designated assured supply; the exposure is on the unincorporated fringe, where Rio Verde Foothills famously lost its hauled-water source in January 2023. Before buying or renting somewhere rural-adjacent, check whether the property is inside a water provider's designated service area.

Work

Top industries & employers

Semiconductors

TSMC, Intel, Amkor, onsemi, Microchip, NXP

TSMC's north Phoenix site is part of a US investment programme the company has put at $165 billion, with Intel's Chandler campuses and Amkor's Peoria packaging plant alongside β€” the Valley now has one of the densest chip clusters in the country.

Aerospace & defence

Honeywell Aerospace, Boeing Mesa, Northrop Grumman, General Dynamics, Luke Air Force Base

Honeywell Aerospace is headquartered in Phoenix and Boeing's Mesa plant builds the Apache. Many roles require US citizenship and a clearance, which is worth knowing before applying.

Healthcare systems

Banner Health, Mayo Clinic Arizona, HonorHealth, Dignity Health, TGen

Banner is Arizona's largest private employer and Mayo's Phoenix campus is one of its three main sites β€” a substantial and still-growing sector serving a fast-ageing population.

Financial services & operations centres

American Express, Charles Schwab, State Farm, Wells Fargo, USAA, Vanguard

The Valley has been the destination of choice for large financial operations centres for two decades β€” State Farm's Marina Heights campus in Tempe is among the largest office developments in the region.

Universities & research

Arizona State University, University of Arizona Phoenix, TGen, Barrow Neurological Institute

ASU is the largest university in the United States by enrolment and its Tempe and downtown campuses shape the labour market and the rental market alike.

Autonomous vehicles & logistics

Waymo, Amazon, Nikola, Lucid Motors, Carvana, Freeport-McMoRan

Phoenix has been Waymo's largest commercial service area for years, largely because the weather and the grid street layout make it the easiest large US metro to drive autonomously.

Explore

Where to go in Phoenix

South Mountain Park & Preserve

Nature Β· South Phoenix

Around 16,000 acres of desert mountain inside the city β€” one of the largest municipal parks in the United States, with more than 50 miles of trail.

Local tip: Dobbins Lookout at sunset is the classic, and the road up is open to cars. The trails on the western Kiwanis side are far quieter. In summer the city closes trails during extreme heat warnings and it is enforced β€” check before you go.

Desert Botanical Garden

Nature Β· Papago Park, east Phoenix

140 acres of Sonoran desert planting with one of the largest cactus collections anywhere, set among red sandstone buttes.

Local tip: Go at opening or for the evening programmes in summer, not at midday. The spring wildflower weeks and the winter Las Noches de las Luminarias are when locals actually come, and both sell out.

Heard Museum

Culture Β· Central Phoenix, on Central Avenue

The leading museum of Native American art in the country, with a permanent exhibition on the Indian boarding schools that is unflinching.

Local tip: It is a short walk from the light rail, which almost nobody uses to get there. The boarding school exhibition is the reason to come and it takes an hour on its own β€” do not treat this as a quick stop.

Roosevelt Row & Grand Avenue

Neighborhood Β· Downtown Phoenix

The downtown arts district β€” galleries, murals, bars and the monthly First Friday art walk that draws tens of thousands.

Local tip: First Friday is genuinely the easiest way to meet people in a metro that can feel socially diffuse. Come by light rail; parking during the walk is miserable, and the Grand Avenue end is more interesting than the Roosevelt end.

Camelback Mountain

Nature Β· Between Phoenix and Scottsdale

The metro's defining landmark and its most-climbed summit, with two steep, exposed routes to the top.

Local tip: This is a genuinely serious hike, not a walk β€” Echo Canyon and Cholla both involve scrambling and the rescue helicopter is a regular sight. Do not start it after 8am from May to September, carry far more water than feels sensible, and take Cholla if it is your first time.

The Lower Salt River & Saguaro Lake

Hidden gem

Nature Β· Tonto National Forest, 45 minutes north-east

A cold, clear river through the Sonoran Desert with a resident herd of wild horses, and a reservoir lake behind Stewart Mountain Dam.

Local tip: Newcomers spend their first summer in a pool and never learn this is here. The river runs cold year-round because it comes off the bottom of a dam, the wild horses are genuinely wild and protected by state law, and a Tonto day pass costs very little. Go on a weekday; summer weekends are chaotic.

Safety

Emergency numbers in Phoenix

911
Emergency services (police, fire, ambulance)
602-262-6011
Phoenix city services
988
Suicide & Crisis Lifeline
1-800-222-1222
Banner Poison and Drug Information Center
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